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"Privacy and cybersecurity issues in 2020 – What to expect" by Amanda R. Lawrence, Elizabeth E. McGinn, and James C. Chou (Journal of Banking and Finance Law and Practice)

Journal of Banking and Finance Law and Practice

Amanda R. Lawrence, Elizabeth E. McGinn, James C. Chou

A steady drumbeat of data breaches and growing concern among consumers about how companies are using their personal information will keep regulators, policy-makers and private litigants focused on cybersecurity and privacy in 2020 and beyond. While Congress tentatively explores comprehensive federal privacy legislation, State legislatures across the country are following the European Union’s and California’s lead, and considering a broad range of initiatives – some incorporating principles similar to the General Data Protection Regulation 2016/679 (EU) (GDPR) or the California Consumer Privacy Act of 2018 (CCPA), and some that would push well beyond – to protect data. State Attorneys-General are reflecting the concerns of their constituents by ramping up enforcement in these areas. This note examines these initiatives, as well as the major challenges that businesses now face as they attempt to meet regulatory, legislative and consumer expectations for data privacy and protection.

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