Articles

The UDAP-ification of Consumer Financial Services Law

In this article, the authors examine the “UDAP-ification” of consumer financial services law, discussing the origins and theoretical underpinnings of unfair and deceptive acts and practices law, and then noting recent actions by federal and state agencies to apply UDAP laws and principles in both...

Jeffrey P. Naimon

A Brief History of UDAP Laws and Predictions for Post-Dodd Frank Developments

Since the Dodd Frank Wall Street Reform Act was enacted,consumer advocates, the private bar and financial providers are reviewing unfair and deceptive acts and practices laws, seeing them as the potentially most farreaching enforcement tools in the government’s consumer protection arsenal. One...

Jeffrey P. Naimon

The SAFE Act's Unlevel Playing Field

In the nearly two years since Congress passed the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (commonly known as SAFE), the one known truth may be this: Bleesed are those who hold a bank charter. SAFE requires national licensing and registration of individual mortgage loan...

John P. Kromer, Heidi M. Bauer

The FDIC Budges – A Little

Walter E. Zalenski

The Uncertain Intersection: Section 301 of the CARD Act of 2009 and the Equal Credit Opportunity Act

Walter E. Zalenski

The Uncertain Intersection: Section 301 of the CARD Act of 2009 and the Equal Credit Opportunity Act

Marshall T. Bell

FDIC Proposes Guidelines for Private Equity Investments in Failed Banks

Walter E. Zalenski

Administration Proposes Financial Regulatory Reform

Walter E. Zalenski

Survey of Significant Consumer Privacy Litigation in the United States in 2008

Marshall T. Bell

A Modest Proposal by the Fed

Walter E. Zalenski