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Financial Services Law Insights and Observations

FDIC Releases Final Technical Assistance Video to Cover Mortgage Servicing Rules

FDIC CFPB Dodd-Frank Mortgage Servicing Ability To Repay

Lending

On February 13, the FDIC released the third and final technical assistance video intended to assist bank employees to comply with certain mortgage rules issued by the CFPB. The final video addresses the Mortgage Servicing Rules and the “Small Servicer” exemption. The first video, released on November 19, 2014, covered the ATR/QM Rule, and the second video, released on January 27, covered the Loan Originator Compensation Rule.