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Financial Services Law Insights and Observations

CFPB Publishes Updated Version of its Mortgage Servicing Small Entity Compliance Guide

Federal Issues Consumer Finance CFPB Mortgage Servicing Regulation Z Regulation X

Federal Issues

On December 1, the CFPB published an updated version of the Mortgage Servicing Small Entity Compliance Guide on its "Mortgage Servicing Implementation & Guidance" webpage. The updated guide incorporates amendments made to mortgage servicing provisions in Regulation X and Regulation Z by the 2016 Mortgage Servicing final rule. Most provisions of the 2016 Mortgage Serving final rule take effect on October 19, 2017. However, the provisions relating to successors in interest and the provisions relating to periodic statements for borrowers in bankruptcy will not take effect until April 19, 2018.

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