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Financial Services Law Insights and Observations

FHFA increases conforming loan limits for 2019

Federal Issues Mortgages FHFA Mortgage Lenders Fannie Mae Freddie Mac Conforming Loan

Federal Issues

On November 27, the FHFA announced that it will raise the maximum conforming loan limits for mortgages purchased in 2019 by Fannie Mae and Freddie Mac from $453,100 to $484,350. The announcement marks the third consecutive year FHFA has increased the baseline loan limit. In high-cost areas, such as Los Angeles, New York, San Francisco, and Washington, D.C., the maximum loan limit will be $726,525. For a county-specific list of the maximum loan limits in the U.S., click here.

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