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Financial Services Law Insights and Observations

District of Columbia amends law relating to emergency credit alerts during Covid-19

State Issues Covid-19 District of Columbia Consumer Credit Credit Report Consumer Finance

State Issues

On July 7, the mayor of D.C. signed D.C. Act 23-0332, which amends the Coronavirus Support Congressional Review Emergency Amendment Act of 2020, previously covered here, and certain other laws to, among other things, add provisions relating to emergency credit alerts. Under the amendments, a user of a credit report may not consider adverse information in a consumer report that was the result of an action or inaction by the consumer that occurred during, and was the direct or indirect result of, a public health emergency declared by the mayor, if the credit report includes an emergency credit alert.

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