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Financial Services Law Insights and Observations

OCC updates CRA, FHA, and ECOA notices

Agency Rule-Making & Guidance OCC ECOA CRA Fair Housing Act Bank Regulatory

Agency Rule-Making & Guidance

On August 5, the OCC issued Bulletin 2021-35, which informs national banks, federal savings associations, and federal branches and agencies of foreign banking organizations (collectively, banks) of the names and addresses for notices required by the CRA, ECOA, and for posters under the Fair Housing Act. Banks are required to make the appropriate changes to their notices and posters, as necessary, within 90 days of August 5.

This bulletin rescinds OCC Bulletin 2011-41, “Community Reinvestment Act Notices, Fair Housing Act Posters, Equal Credit Opportunity Act Notices: Guidance.”