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Financial Services Law Insights and Observations

FHFA includes rental history in underwriting

Agency Rule-Making & Guidance FHFA Fannie Mae Underwriting Mortgages

Agency Rule-Making & Guidance

On August 11, FHFA announced that Fannie Mae will consider rental payment history in its risk assessment processes to expand access to credit in a safe and sound manner. According to FHFA, the update to Fannie Mae’s systems will provide future borrowers the benefit of a positive rental payment history to be included in an underwriting decision.

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