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Financial Services Law Insights and Observations

HUD and FHFA announce fair housing collaboration

Agency Rule-Making & Guidance FHFA HUD MOUs Fair Lending Fair Housing Act Fannie Mae Freddie Mac FHLB

Agency Rule-Making & Guidance

On August 12, HUD announced a Memorandum of Understanding (MOU) with FHFA regarding fair housing and fair lending coordination. The MOU—a “first-of-its-kind collaborative agreement”—will expire in December 2025, and is intended to enhance enforcement of the Fair Housing Act and the agencies’ oversight of Fannie Mae, Freddie Mac, and the Federal Home Loan Banks. According to HUD, the agencies “anticipate that the MOU will lead to stronger oversight that will help advance vigorous fair housing enforcement that can begin to redress our nation’s history of discriminatory housing practices.”

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