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Financial Services Law Insights and Observations

CFPB releases 2022 HMDA filing instructions

Agency Rule-Making & Guidance CFPB HMDA Mortgages

Agency Rule-Making & Guidance

On September 9, the CFPB released the Filing Instructions Guide for HMDA data collected in 2022 that must be reported in 2023. The guide states that there are no significant changes to the submission process and that the required data fields to be collected and reported have not changed. Instructions for quarterly reporting can be found in the Supplemental Quarterly Reporting Guide, which was issued the same day. According to the most recent HMDA reporting guide by the FFIEC, the next HMDA report is due for entities on March 1, 2022.