FFIEC releases 2022 HMDA data

Federal Issues HMDA CFPB Mortgages FFIEC Consumer Finance

On March 20, the CFPB announced the release of the 2022 HMDA modified loan application register (LAR) data. The LAR data, available on the Federal Financial Institutions Examination Council’s HMDA platform, contains modified loan-level information on approximately 4,394 HMDA filers. The Bureau also announced plans to produce the 2022 HMDA data “in other forms to provide users insights into the data,” including through a nationwide loan-level dataset, which will provide all publicly available data from all HMDA reporters, as well as aggregate and disclosure reports with summary information by geography and lender, to allow users the ability to create custom datasets and reports. The Bureau also said it plans to publish a Data Point article highlighting key trends in the annual HMDA data.