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Financial Services Law Insights and Observations

CFPB updates agency contact information

Agency Rule-Making & Guidance Federal Issues CFPB ECOA FCRA

Agency Rule-Making & Guidance

On March 20, the CFPB published a final rule in the Federal Register to make non-substantive technical corrections and updates to Bureau and other federal agency contact information found within Regulations B, E, F, J, V, X, Z and DD, including federal agency contact information that is required to be provided with ECOA adverse action notices and the FCRA Summary of Consumer Rights (available here). Additionally, the final rule “revises the chapter heading, makes various non-substantive changes to Regulations B and V, and provides a Bureau website address where the public may access certain APR tables referenced in Regulation Z.” The final rule is effective April 19, although the Bureau noted that the mandatory compliance date for the amendments to appendix A to Regulation B, appendix A to Regulation J, and appendix K to Regulation V is March 20, 2024.