CFPB Regulatory Update: Mortgage Origination
Benjamin Olson spoke as part of a CFPB Regulatory Update: Mortgage Origination webinar presented by American Banker, Payments Source, and National Mortgage News on June 25, 2014.
In this webinar, current and former attorneys from the CFPB's Office of Regulations provided up-to-date information on regulatory developments in the mortgage origination space and insights into how you should prepare. Specifically, the webinar addressed:
- The CFPB’s proposed amendments to the ATR/QM Rule (including the proposed points-and-fees cure)
- The VA’s QM Rule
- The TILA-RESPA integrated disclosures and the accompanying limits on changes in settlement costs, which take effect in August 2015
- The proposed interagency minimum standards for appraisal management companies
- The upcoming CFPB proposal to expand the HMDA reporting requirements