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Financial Services Law Insights and Observations


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  • Michigan Governor issues "Stay Home, Stay Safe" executive order

    State Issues

    On March 23, the Michigan Governor issued a state-wide order to temporarily suspend in-person operations that are “not necessary to sustain or protect life.” The order takes effect on March 24, 2020, at 12:01 AM, and continues through April 13, 2020, at 11:59 PM. Businesses and operations that employ critical infrastructure workers may continue in-person operations, subject to certain conditions. Critical infrastructure workers include those in financial services. Additionally, a business or operation that employs critical infrastructure workers may designate suppliers, distribution centers, or service providers whose continued operation is necessary to enable, support, or facilitate the work of its critical infrastructure workers.

    State Issues Covid-19 Michigan

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  • Michigan directs licensees to provide Covid-19 response summary by March 20

    State Issues

    On March 18, the Michigan Department of Insurance and Financial Services circulated a notice to all Michigan consumer finance licensees and registrants requiring them to provide a summary of the actions that they have taken in response to the Covid-19 pandemic. The notice provides a series of questions for licensees and registrants to include in their summaries. The deadline for submitting the summary is 5:00 p.m. on March 20 (slightly more than 48 hours from the issuance of the notice). The summary must be submitted via email to

    However, we understand from DIFS personnel that an in-depth response is not expected, and that the agency is primarily concerned with understanding licensees’ and registrants’ plans so that they can better address related inquiries from consumers.

    State Issues Licensing Consumer Finance Covid-19 Michigan

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  • Michigan Supreme Court limits court activity

    State Issues

    On March 18, the Michigan Supreme Court ordered all trial courts to limit access to courtrooms and other spaces to no more than 10 persons, including staff, to practice social distancing, and to limit court activity to only essential functions, enumerated in the order.

    State Issues Courts Covid-19 Michigan

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