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Webcasts & Speaking Engagements

Inside Mortgage Finance's Audio Conference: QM Checklist: Prepare for Ability-to-Repay/Qualified Mortgage Implementation

Jeffrey Naimon spoke on the panel of Inside Mortgage Finance's audio conference, "QM Checklist: Prepare for Ability-to-Repay/Qualified Mortgage Implementation," on Thursday, May 9, 2013, at 2:30 PM ET.

The panel discussed:

  • What changes you should be making to paperwork and record retention
  • What to consider as you weigh your product offerings
  • What to expect from investors, including Fannie Mae and Freddie Mac
  • How to identify “toxic features” and what to include in points-and-fees calculations
  • Which rates, payments and balances should be used in underwriting
  • When—and from what sources—to seek independent verification
  • Which debts and obligations to examine
  • What is an “eligible” loan and how will “eligibility” be determined
  • What new steps you need to add to your originations process
  • What to consider in deciding whether to continue affiliate relationships
  • Whether you still want to be in the mortgage business

Click here to learn more about this audio conference.