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OFAC sanctions individuals connected to Ortega regime
On June 9, the U.S. Treasury Department’s Office of Foreign Assets Control (OFAC) announced sanctions pursuant to Executive Order 13851 against four individuals connected to the Ortega regime. According to the announcements, the Ortega regime has undermined democracy, abused civilians’ human rights...
InfoBytesPresident Biden issues executive order blocking U.S. entry by some persons connected to the Western Balkans
On June 8, President Biden issued an Executive Order (E.O.) on “Blocking Property And Suspending Entry Into The United States Of Certain Persons Contributing To The Destabilizing Situation In The Western Balkans.” According to the E.O., expanding the scope will address the national emergency...
InfoBytes1st Circuit holds Fannie, Freddie not “government actors” despite FHFA control
On June 8, the U.S. Court of Appeals for the 1st Circuit stated that Fannie Mae and Freddie Mac (GSEs) can continue non-judicial foreclosures in states that permit them, holding that the GSEs are not “government actors” despite being controlled by FHFA. According to the opinion, the plaintiffs...
InfoBytes9th Circuit reverses ruling in FDCPA case
On June 8, the U.S. Court of Appeals for the Ninth Circuit overturned a district court’s finding that an obligation for a rental property cannot be “primarily consumer in nature” under the FDCPA. The plaintiff and his wife purchased two properties in the same community in Arizona. The plaintiff and...
InfoBytesDistrict Court says disputed tradeline is not misleading
On June 8, the U.S. District Court for the Middle District of Alabama granted a defendant auto finance company’s motion for judgment on the pleadings in an action concerning alleged violations of the FCRA. The plaintiff filed an action against the defendants (an auto finance company and a financial...
InfoBytesBank reaches auto loan settlement
On June 8, the U.S. District Court for the Central District of California preliminarily approved a class action settlement , resolving allegations that a national bank failed to properly refund payments made pursuant to guaranteed asset protection waiver (GAP Waiver) agreements entered into in...
InfoBytesHUD restores AFFH definitions and certifications
On June 10, HUD published an interim final rule (IFR) to restore certain definitions and certifications to its regulations implementing the Fair Housing Act’s requirement to affirmatively further fair housing (AFFH). The IFR also reinstates a process where HUD will provide technical assistance and...
InfoBytesGAO reports on CFPB fair lending activities
Last month, the Government Accountability Office delivered a report at the request of Senators Elizabeth Warren (D-MA) and Sherrod Brown (D-OH) on the CFPB’s oversight and enforcement of fair lending laws after the agency’s 2018 reorganization which moved the Office of Fair Lending and Equal...
InfoBytesWashington AG announces settlement with debt collection agency
On June 8, the Washington attorney general announced a settlement with a Colorado-based collection agency for alleged unlawful debt collection practices in violation of Washington’s Consumer Protection Act and Collection Agency Act, including assessing fees and costs on consumers even when no funds...
InfoBytesDistrict Court: Debt buyer vicariously liable for debt collector's actions
On June 7, the U.S. District Court for the District of Oregon partially granted a plaintiff’s motion for summary judgment, finding that a debt buyer who puts accounts with a debt collector can be held vicariously liable for the actions of the debt collector, since the debt buyer “bear[s] the...
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