Andrew R. Louis

Andrew Louis represents consumer financial services clients in a wide range of matters, including government enforcement actions, complex and class action litigation, regulatory examinations, and internal investigations. He also counsels clients in a variety of regulatory and compliance matters related to the provision of consumer financial services.

Mr. Louis’ recent representative matters include:

• Representing bank and consumer finance clients in a variety of Consumer Financial Protection Bureau (CFPB) investigations, including those focused on remittance transfers, credit card ancillary (“Add-On”) products, marketing of no cost checking accounts, overdraft products and services, and the sale and financing of manufactured homes
   
• Advising mortgage servicers regarding state restrictions on the collection of default servicing fees, state Home Owners Association (HOA) superlien statutes, and foreclosure process compliance
   
• Counseling professional sports teams regarding ticket and season pass terms, arbitration clauses, class action waivers, unfair and deceptive acts and practices (UDAP) prohibitions, and compliance with various consumer protection laws, such as the Truth in Lending Act (TILA) and state and federal anti-solicitations laws, including the Telephone Consumer Protection Act (TCPA), the Telemarketing Sales Rule (TSR), and state-law corollaries
   
• Represented Universal Entertainment Corp., a large Japanese gaming manufacturer, and its subsidiary, Aruze USA, Inc., in FCPA-related litigation brought by Wynn Resorts Ltd., as well as in related parallel matters. The case involved one of the first examples of a private party using allegations of FCPA violations as an affirmative weapon to gain an upper hand in an unrelated contract dispute. After six years of litigation – during which the parties produced millions of documents, argued more than a dozen appeals and scores of motions, and took nearly 100 depositions – Wynn Resorts agreed to pay $2.6 billion to our clients just a month before trial
   
• Defending lender placed insurance provider in multiple putative consumer class actions
   
• Representing bank and consumer finance clients in connection with multi-district class actions and claims brought by counties and county recorders challenging the involvement of MERS in nonjudicial foreclosures
   
• Representing pro bono victims of domestic violence in immigration matters before the U.S. Citizenship and Immigration Service, a former inmate on the autism spectrum in a civil lawsuit related to unconstitutional prison conditions, and low income taxpayers in a dispute with the District’s Office of Tax and Revenue regarding improper denials of property tax abatement

Mr. Louis also serves as the firm’s General Counsel, providing counsel and advice to firm management and lawyers on a wide range of legal and risk management issues, including ethics, conflicts and loss prevention. Mr. Louis is also a member of the firm’s charitable foundation, Pro Bono, and E-Discovery Committees.

Before joining Buckley at its inception, Mr. Louis was an Associate with Buckley Kolar and Goodwin Procter. He received his J.D. from Georgetown University (Order of the Coif; magna cum laude) and his B.A. from Colgate University.