Jessica Pollet is counsel in the Los Angeles office of Buckley LLP. Ms. Pollet assists financial services clients with federal and state regulatory and enforcement matters, as well as a variety of litigation matters.
Her work includes:
- Performing qualitative fair lending, unfair, deceptive, and abusive acts, and practices, and other risk assessments for financial institutions, including entities offering mortgages, auto loans, and credit cards
- Assisting clients with review and enhancement of their consumer reporting procedures
- Defending lenders in actions alleging federal and state law violations
- Assisting clients in Consumer Financial Protection Bureau (CFPB) pre-enforcement and enforcement matters, including managing self-disclosures and responding to Proposed Action and Request for Response (PARR) and Notice and Opportunity to Respond and Advise (NORA) letters
- Advising financial institutions on managing regulatory examinations and responding to reports of examination, including examinations involving the CFPB
- Assisting financial institutions in responding to Civil Investigative Demands and subpoenas, including those issued by state attorneys general, the CFPB and Department of Justice (DOJ)
- Preparing federal and state law surveys on various mortgage and auto lending topics, including those related to the origination and servicing
- Assisting private equity firms with regulatory due diligence in support of acquisitions of financial services companies
Ms. Pollet also routinely advises clients on compliance with various federal and state consumer financial protection statutes including the Consumer Financial Protection Act (CFPA), the Federal Debt Collection Practices Act (FDCPA), the Fair Credit Reporting Act (FCRA), the Equal Credit Opportunity Act (ECOA) as well as implementation of procedures regarding effective compliance management systems, fair lending, debt collection, consumer reporting, providing access to credit to borrowers with limited English proficiency, and loan servicing.
Prior to joining Buckley, Ms. Pollet was a business litigation associate in private practice. She represented clients in both federal and state enforcement agency actions, including investigations and litigations brought by the DOJ, the Securities and Exchange Commission, and the Federal Deposit Insurance Corporation. Ms. Pollet represented current and former senior bank officers of a national bank, in a private class action suit alleging violations of the Securities Act of 1933 in connection with the sale of mortgage-backed securities and also in several lawsuits brought by mortgage insurers in the wake of the financial crisis. In addition, she represented senior bank officers and directors in a variety of professional liability lawsuits. Her practice further focused on the representation of entities and individuals in securities fraud, anti-trust, political corruption, and ERISA and FCPA investigations and actions.
Ms. Pollet received her J.D. and B.A. from the University of Southern California in 2009 and 2006, respectively.
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"Breaking down (language) barriers: A practical approach to LEP borrowers" by Jessica L. Pollet and Susanna K. Sedrak (Westlaw Journal)
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C-Suite Financial Services Review: Breaking down (language) barriers: A practical approach to LEP borrowers
In roughly 5.3 million households in the United States, the head of the house doesn’t speak English as the primary language or has limited ability to understand it. But like most individuals seeking full participation in the U.S. economy, those with limited English proficiency need access to credit...C-Suite Review
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- J.D., University of Southern California, 2009
- B.A., University of Southern California, 2006 (magna cum laude)
- U.S. District Court, Central District of California
- U.S. District Court, Eastern District of California
- U.S. District Court, Northern District of California
- U.S. District Court, Southern District of California