Jonathan D. Jerison counsels financial services clients on the consumer protection regulatory, legislative, and transactional matters that impact their business. As Senior Counsel in the Washington, D.C., office of Buckley LLP, he assists clients on a wide variety of consumer finance issues, including the Fair Credit Reporting Act (FCRA), the Truth in Lending Act (TILA), the Equal Credit Opportunity Act (ECOA), the Home Mortgage Disclosure Act (HMDA), the Gramm-Leach-Bliley Act privacy provisions, advertising and marketing (including telemarketing), and electronic commerce matters. He also defends clients facing government enforcement actions in these areas.
Mr. Jerison counsels bank and nonbank financial institutions, including mortgage lenders, servicers, insurers, and student lenders, in complying with federal and state consumer protection laws and regulations, and advises on fair lending and general regulatory issues, reviewing consumer disclosures and drafting amicus briefs and legislative and regulatory language advocacy papers.
Mr. Jerison has recently been involved in the following matters, among others:
- Assisting in representing consumer reporting agencies in Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC) investigations, with an emphasis on issues involving the sale of ancillary products
- Assisting large financial institutions in connection with CFPB matters involving credit reporting practices
- Assisting the private banking units of large, internationally-active banks in addressing issues arising under the federal consumer laws, including assisting with FCRA and unfair, deceptive, or abusive acts or practices (UDAAP) issues raised by a new online mortgage platform and in remediating a potential problem arising under TILA
- Assisting startup fintech companies in all aspects of federal and state compliance
- Preparing a chapter on the revised HMDA rules as part of an American Bankers Association reference book
- Represented a credit reporting bureau in a CFPB enforcement action alleging UDAAP and FCRA violations relating to the marketing of educational credit scores to consumers and use of negative option billing
His prior experience includes 14 years in the Federal Trade Commission’s (FTC) Divisions of Financial Practices, Policy and Evaluation, and Enforcement, where he was responsible for enforcement, interpretation, and rulemaking involving the federal consumer finance laws and the Federal Trade Commission Act.
Mr. Jerison received his J.D. from the University of California, his M.L.T. from Georgetown University School of Law, and his B.A. (cum laude) from Yale University.
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- J.D., University of California, Berkeley, 1977
- M.L.T., Georgetown University, 1988
- B.A., Yale University, 1973 (cum laude)
- District of Columbia
- Staff Attorney in the Divisions of Financial Practices, Policy and Evaluation, and Enforcement at the Federal Trade Commission