Marshall T. Bell

Marshall T. Bell represents financial institutions throughout the United States on consumer finance and bank regulatory issues. As Partner in the Washington, D.C., office of Buckley LLP, Mr. Bell advises both bank and nonbank financial services companies on a range of consumer financial services matters such as the regulation of auto finance, fair lending, Regulation Z, the Fair Credit Reporting Act (FCRA), state retail installment sale laws, and debt collection.

He assists clients in relation to regulatory examinations and in enforcement actions by the Consumer Financial Protection Bureau (CFPB), Department of Justice (DOJ), and state attorneys general. He also represents clients in financial services transactional matters, including providing advice regarding regulatory due diligence, risk mitigation, and obtaining any necessary regulatory approvals.

Mr. Bell’s recent representative matters include:

• Representing multiple indirect auto creditors in connection with fair lending enforcement actions by the CFPB and/or the Department of Justice
   
• Working with consumer finance companies to develop new credit products secured by vehicles or other personal property
   
• Advising lessors of residential solar power systems regarding the application of Regulation M, the Consumer Leasing Act, and other consumer protection laws
   
• Assisting a specialty finance company in connection with a CFPB examination
   
• Advising private equity firms related to transactions involving financial services companies engaged in indirect auto finance, specialty finance, peer-to-peer lending, debt collection, and money transmission

Mr. Bell has been recognized by Legal 500 as a leading lawyer in Financial Services: Regulation. Prior to joining Buckley, Mr. Bell was in-house counsel for Ally Financial, providing advice regarding regulatory issues in connection with Ally’s auto finance operations and fair lending matters. Before going in-house, he was an Associate at Weil, Gotshal & Manges LLP and Wilmer Cutler Pickering Hale and Dorr LLP, where his practice focused on financial services litigation and regulatory transactional matters.

Mr. Bell received his J.D. from the University of Michigan and his B.S.C. from the University of Alabama.