Sherry-Maria Safchuk

Sherry-Maria Safchuk is an Associate in the Los Angeles office of Buckley LLP. Ms. Safchuk assists clients on a variety of regulatory and compliance matters and provides support for complex litigation and government investigations involving the mortgage lending industry. Her clients include banks, mortgage originators and servicers, mortgage brokers, commercial lenders, bank holding companies, private equity firms, finance companies, debt collection companies, and related service providers.

Ms. Safchuk has significant experience in various regulatory, licensing, transactional, and compliance matters, including, among other things:

• Compliance with the Real Estate Settlement Procedures Act (RESPA), the Truth in Lending Act (TILA), the Equal Credit Opportunity Act (ECOA), the Home Mortgage Disclosure Act (HMDA), the unfair or deceptive acts or practices (UDAP) and the unfair, deceptive, or abusive acts or practices (UDAAP) provisions, the Fair Debt Collection Practices Act (FDCPA), the Fair Credit Reporting Act (FCRA), and other federal laws that apply to mortgage lenders, brokers, and other service providers
   
• Regulatory analysis of federal and state privacy and data security laws including providing guidance regarding compliance with the Gramm-Leach-Bliley Act, California privacy laws (e.g., the California Consumer Privacy Act, California Financial Information Privacy Act, and the California Shine the Light Law), and other state privacy laws, and drafting privacy policy disclosures and website disclosures for banks, mortgage lenders, and fintech clients to comply with state and federal privacy laws
   
• Federal preemption of state consumer and commercial credit laws
   
• Licensing and regulatory compliance in connection with banker, lender, broker, consumer, and commercial loan laws
   
• Regulatory analysis regarding residential mortgage lending, reverse mortgage lending, commercial lending, real estate brokerage, and loan sales and purchases
   
• Assisting with all aspects of loan programs related to the Federal Housing Administration (FHA), the U.S. Department of Housing and Urban Development (HUD), U.S. Department of Veterans Affairs (VA), Rural Housing Service (RHS), Ginnie Mae, Fannie Mae, and Freddie Mac, including assessing risks associated with the False Claims Act (FCA) and Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA)
    
• Preparing comprehensive, high level, multistate surveys on various mortgage and license-related topics, including origination and servicing disclosure requirements, fair lending requirements, debt collection requirements, and interest on escrow requirements

Ms. Safchuk was a member of the Mortgage Bankers Association’s 2016 class of Future Leaders and the California Mortgage Bankers Association’s 2014 class of Future Leaders.

Prior to joining Buckley, Ms. Safchuk was an Associate in private practice. She also clerked for the Honorable Jeanette J. Clark in the Superior Court of the District of Columbia. Ms. Safchuk received her J.D. from the George Washington University in 2008. During law school, she served on the editorial staff of the American Intellectual Property Law Association Quarterly Journal and was a volunteer mediator for the Consumer Mediation Clinic and Community Dispute Resolution. Ms. Safchuk received her B.A. from the University of Southern California in 2005.