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Financial Services Law Insights and Observations

OCC seeks fintech research

Fintech OCC Bank Regulatory

Fintech

On July 25, the OCC announced that it is seeking academic papers and policy-focused research on the effects of financial technology entities and nonbanks on banking and the markets for lending, deposit, and payment services. According to the announcement, authors of selected papers will be invited to present to agency staff and invited guests at the OCC headquarters in November, which “will serve as a platform for interested academic, regulatory, and other experts to discuss research that explores how the banking system, and community banks in particular, leverage technology and respond to the growth of new providers of banking services, whether competitive or cooperative.” Submissions, which must represent original, unpublished research, are due August 21.

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