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Financial Services Law Insights and Observations

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  • Vermont governor issues “stay home/stay safe” order

    State Issues

    On March 25, Governor Scott issued an executive order directing all citizens to stay at home, leaving only for essential reasons. All businesses and not-for-profit entities must suspend in-person business operations, with limited exceptions, and are encouraged to develop on-line, telephone and web-based strategies. Banks and financial institutions are considered essential, but the order limits routine retail banking operations to transactions conducted through automated teller machines, drive-through services and online and telephone services order .  The order is effective on March 25 at 5pm ET, and is in place until April 15.

    State Issues Covid-19 Vermont

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  • Vermont Dept. of Financial Regulation allows MLOs to work from home

    State Issues

    On March 13, the Vermont Department of Financial Regulation issued a memorandum advising licensees and sponsoring companies that the Department will not take action against licensed mortgage loan originators and their sponsoring company if the MLO works from home so long as certain requirements are met.

    State Issues Licensing Mortgages Loan Origination Covid-19 Vermont

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